Brian Mulloy

Medicare Advocate and Insurance Broker

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Confused by Medicare?
You are NOT alone.

June 16, 2017 by Brian

You’re invited to attend our Turning 65 Workshop for people who need to enroll in Medicare within the next few months.

    Some of the topics we will address at the workshop include:

  • What do you have to do to enroll in Medicare? What does it cost and when does it begin?
  • There are dozens of Medicare Supplement Plans available. Do you know the single most important thing about them?
    Knowing this one thing can save you a lot of money!
  • What are Medicare Advantage Plans and how do they differ from Medicare Supplements? What are HMOs, PPOs and PFFS plans? You need to clearly understand the differences and there are major differences.
  • Are all Medicare Prescription Drug Plans the same? Hardly, there are many plans in every state and there can be big differences in premiums, deductibles, co-pays and formularies. Did you know that Medicare will penalize you for not enrolling in a drug plan, even if you don’t take any drugs?
  • What if you have retirement supplement coverage from your former employer? Should you keep that coverage or switch to another plan? (Sometimes “Yes”, sometimes “No”). I’ll help determine what’s right for you.
  • Did you know that you have guaranteed insurability for a 6 month period after enrolling in Medicare Part B? After that time, those guarantees disappear forever. For some people, this will be the most important thing I will talk about!

[Read more…]

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When do I NEED to sign up for Medicare Benefits?

June 16, 2017 by Brian

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Is Medicare Free?

June 16, 2017 by Brian

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I Have Answers For You

June 16, 2017 by Brian

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